Self-insuring through predictable recovery for production and end-of-use scrap.
Self-Insuring Through Predictable Recovery
Instead of paying insurers to cover material shortages or catastrophic scrap losses, manufacturers can self-insure by creating circular material buffers through Cool Amps. This transfers risk from an insurer to an engineered process. Premiums become productive assets that recover value.
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Insurance Cost
OffsetReallocate money that would have gone to premiums toward operating Cool Amps units that provide tangible value.
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Regulatory Liability
MitigationNeutralize and recycle scrap in alignment with EPA and OSHA to lower fines, litigation, and environmental cleanup exposure.
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Reduced Downtime
IncidentsBy keeping a reliable secondary supply, Cool Amps helps ensure smoother production schedules and less unplanned downtime.
Traditional Insurance vs. Cool Amps
The difference between expensed coverage and productive risk reduction.
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How coverage works today
Insurers price premiums on the probability and severity of loss events
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Fire risk
Hazardous scrap storage drives high-severity events.
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Environmental cleanup
Contamination and remediation add cost and delay.
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Shortages
Material interruptions trigger emergency buying.
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Liability
Downstream product exposure inflates premiums.
Outcome: Premiums are sunk costs with no residual value.
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How we are changing the model
We replace priced risk with engineered recovery at the source
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Circular value
Scrap becomes high-purity feedstock that stays in inventory.
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Risk mitigation
Lower exposure to fires, spills, storage fines, and hazards.
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Continuity
Fewer shortages, smoother schedules, less emergencies.
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Productive assets
Recovered materials replace expensed premiums.
Outcome: Dollars once lost to premiums return as feedstock.
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Simple, Realistic Comparison
Illustrative math for a large plant.
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Baseline Insurance Premium
$4.0M / year
Across general liability, environmental impairment, and business interruption.
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Total With Cool Amps Deployment
$3.4M / year
Annualized Cool Amps system + ops − $2.0M
Net recovered materials value − $1.2M
New insurance premium (35% reduction) − $2.6M -
Net Benefit
$0.6M / year
In this scenario, Cool Amps pays for itself, operations are safer, asset value is retained, and hundreds of thousands drop to the bottom line.
If credits reach 45% or recovery nets higher, the savings and ROI widen. If credits are lower, recovered-value and tail-risk reduction still improve total cost of risk vs. premium only.
